Refinance your house. It is the best option. You will lower your monthly payment and save with a new mortgage. Refinance rates are at record lows.

It also may allow you to pay off other loans and credit cards - while still deducting your mortgage interest from your taxes.

The language used in the loan process can be confusing if you're new to it. Make sure that you understand 100% what you are signing.

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Purchasing a home? Dream is buying a home? Homeownership has great benefits. Good home buying articles & advice that may help you. First time home buyers mortgages should learn the learn the process of buying a home.
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